Featured Research: Student Loans
Putting student loan forgiveness in perspective: How costly is it and who benefits?
Even modest student loan forgiveness proposals are staggeringly expensive and use federal spending that could advance other goals. The sums involved in loan-forgiveness proposals under discussion would exceed cumulative spending on many of the nation’s major antipoverty programs over the last several decades. There are better ways to spend that money […]
Who owes the most in student loans:
New data from the Fed
Most news stories and reports about student debt cite the fact that Americans owe more than $1.5 trillion. The fact that households in the upper half of the income distribution and those with graduate degrees hold a disproportionate share of that debt almost never makes it into the narrative. But who […]
Dept. of Education’s College Scorecard shows where student loans pay off … and where they don’t
Where does all that student debt come from? Americans owe more than $1.5 trillion in student loans. Many struggle under the burden of those loans. But not all student loan borrowers struggle. Indeed, many thrive because of the education financed with their loans. Individuals who owe student debt are an […]
Opinion: Biden shouldn’t listen to
Schumer and Warren on student loans
Proponents of forgiving billions of dollars in student loan debt have been heartened by Joe Biden’s victory in the 2020 presidential election. On the eve of the Nov. 3 vote, Senate Minority Leader Charles E. Schumer (D-N.Y.) told an interviewer that, if Biden won, he hoped the new president would […]
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